Seller Financing
Address
94825 Overseas Highway, # 281, Key Largo, FL
Price
$ 940,000
Property Attributes
- MLS#616376
- TypeSingle Family
- Listing Status Active
- CountyMONROE
- CityKey Largo
- AreaKey Largo S of MM 96.9
- NeighborhoodKey Largo Ocn Resorts
- Zip33037
- StyleSingle Family
- Year Built2020
- Taxes$ 5414
- Price$ 940,000
- Bedrooms4
- Full Bathrooms3
- Half Bathrooms1
- Sqr Footage1540
- Lot Size0.04 Acres
Data Source:
Florida Keys MLS (FLKMLS)
Property Description
BUYERS -- A Rare Opportunity Awaits!If traditional bank financing isn't an option but you do have the means to purchase, this is your moment. With 30% down and verifiable income to support monthly payments, you can secure a beautiful home in one of the most desirable communities in the Florida Keys. Owner Financing Available.Welcome to Key Largo Ocean Resort (KLOR)--a vibrant, gated oceanfront community that has evolved from a modest trailer park co‑op into a premier enclave of modern luxury homes. Perfectly situated in the heart of the Florida Keys, KLOR blends relaxed island living with upscale amenities, creating an unmatched lifestyle experience.This spacious 4-bedroom, 3.5-bathroom residence is truly one of a kind. Designed with comfort, functionality, and family living in mind, it offers: A generous open layout A dedicated laundry room A charming peek‑a‑boo ocean view Ample covered space downstairs for your boat, golf cart, and outdoor gearWhether you're seeking a turnkey vacation rental, a fully furnished primary home, or a second home getaway, this property is ready to welcome you. Enjoy effortless short‑term rental setup or settle into year‑round island serenity.KLOR offers an impressive array of amenities, including:🛥️ Full‑service marina (all slips currently occupied; waiting list available)🚤 Private concrete boat ramp with direct ocean access🏊♂️ Resort‑style swimming pool🏋️♀️ Modern fitness center🎾 Tennis and basketball courts🏠 Clubhouse and more.
| Price History | |
|---|---|
| 9/3/2025 | Listed $960,000 |
| 12/18/2025 | 3$940,000 |
General Features
| Living Area | 1540.00 |
|---|---|
| Construction | CBS |
| Utilities | FKAA,Cable Available,Municipal Sewer |
| Roof | Metal Roof |
| Appliances | Washer,Microwave,Oven,Range,Refrigerator,Dishwasher,Dryer |
| Flood Zone | AE,AE,VE,AE,VE,VE |
| Zoning | SF - Single Family |
| HOA Fee | 434.37 |
| Pets Allowed Y/N | Pets Allowed |
| Status | Active |
| Full Baths | 3 |
| Half Baths | 1 |
| Year Built | 2020 |
| Handicap Access | No |
| Subdivision | Key Largo Ocn Resorts (94.5) |
| Style | Single Family |
| View | No Waterview |
| Property Type | A |
| Unit Number | 281 |
| Neighborhood Feature | Community Pool,Tennis Courts,Clubhouse,Community Boat Ramp |
| Fee Includes | Cable,Security,Common Area Mnt |
| Acres | 0.04 |
| Lot Sqft | 1658.00 |
| Bank Owned | No |
| Rental Allowed | With Restrictions |
| HOA/Maint Fee Per | Monthly |
| Building Style: Above Flood | Yes |
| Building Style: Stories | 3 Stories |
| Dockage | Boat Ramp |
Interior Features
| Interior Amenities | Drapes/Blinds Incl,Granite Counter Top,Security System |
|---|---|
| Total Units | 0.00 |
| Furnished Y/N | Furnished |
| Flooring | Tile |
Exterior Features
| Pool | No |
|---|---|
| Waterfront | None |
| Land Size | Less Than 1/4 Acre |
| Porch/Balcony | Open Porch/Balcony,Patio |
| Public Sewer Hookup | Yes |
| Side | Ocean |
| Species List | No |
| Vehicle Storage | Covered Parking |
| Windows/Doors | Glass Doors,Impact Rstnce Window,Impact Rstnce Doors |
| Off Shore Island | No |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 33037
Price
Taxes
Year Built
Visits
Copyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law.
Data Last Updated: September 15, 2026 4:07 PM UTC
Information is deemed to be reliable, but is not guaranteed. © 2026 MLS and FBS. Prepared by Florida Keys MLS, Inc. on September 15, 2026 4:05 PM UTC The information on this sheet has been made available by the MLS and may not be the listing of the provider. The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating
