Waterfront
Address
81906 Overseas Highway, # 2, Upper Matecumbe Key Islamorada, FL
Price
$ 2,495,000
Property Attributes
- MLS#617838
- TypeSingle Family
- Listing Status Active
- CountyMONROE
- CityUpper Matecumbe Key Islamorada
- AreaUpper Matecumbe
- NeighborhoodStrattons
- Zip33036
- StyleSingle Family
- Year Built2020
- Taxes$ 15592
- Price$ 2,495,000
- Bedrooms3
- Full Bathrooms3
- Half Bathrooms1
- Sqr Footage1829
Data Source:
Florida Keys MLS (FLKMLS)
Property Description
Perfectly positioned in the heart of Upper Matecumbe Key, this stunning residence places you in downtown Islamorada--just a short stroll to the area's most celebrated restaurants, art galleries, and island attractions.Privately gated and approached by a Chicago paver driveway, this absolutely turn-key 3-bedroom, 3.5-bath residence is part of an exclusive collection of just eight bayfront homes and was completed in 2020 with refined design, upscale finishes, all stainless-steel Bosch appliances, and exceptional craftsmanship throughout. Elegant interiors and thoughtful details create a sophisticated yet relaxed island lifestyle.The home features a private pool with a wood deck at the rear--ideal for entertaining or unwinding in complete privacy, while residents also enjoy access to a community bayfront pool overlooking breathtaking sunset views. An assigned boat slip on the bay provides effortless access to Florida Bay and the Atlantic beyond. Boat lift currently in place can hold boats up to 5,000 lbs.Adding to its appeal, 7-day rentals are permitted, making this property a rare and superior investment opportunity in one of Islamorada's most walkable and desirable locations. Ideal for a full-time residence, island getaway, or income-producing asset, this home offers an exceptional blend of luxury, lifestyle, and flexibility. Coral Cove is located in an X flood zone, providing additional peace of mind.
| Price History | |
|---|---|
| 12/26/2025 | Listed $2,495,000 |
General Features
| Living Area | 1829.00 |
|---|---|
| Construction | CBS |
| Utilities | FKAA,Water Separate Meter,Cable Available,Elect Separate Meter,Municipal Sewer |
| Roof | Metal Roof |
| Appliances | Washer,Stainless Steel Appliance(s),Freezer,Oven,Refrigerator,Dishwasher,Dryer |
| Flood Zone | 0.2 PCT ANNUAL CHANC |
| Zoning | VC - Village Center |
| HOA Fee | 2988.00 |
| Pets Allowed Y/N | Pets Allowed |
| Status | Active |
| Full Baths | 3 |
| Half Baths | 1 |
| Year Built | 2020 |
| Subdivision | Strattons (82.5) |
| Style | Single Family |
| View | Bay/Gulf View,Open Water View |
| Property Type | A |
| Unit Number | 2 |
| Neighborhood Feature | Community Pool |
| Fee Includes | Common Area Mnt |
| Lot Sqft | 2593.00 |
| Bank Owned | No |
| Rental Allowed | Yes |
| HOA/Maint Fee Per | Quarterly |
| Building Style: Above Flood | Yes |
| Building Style: Stories | 2 Stories |
| Control Depth | 3 |
| Dockage | Assigned Dock,Boat Slip,Boat Lift |
| Dockage: Dock | Composite |
| Virtual Tour | https://bcove.video/4snPe8m |
| Min Rental Days | 7.00 |
Interior Features
| Interior Amenities | Cathedral Ceilings,Built-in Cabinets,Quartz Countertops,Entrance Foyer |
|---|---|
| Total Units | 8.00 |
| Furnished Y/N | Negotiable |
| Flooring | Vinyl |
Exterior Features
| Exterior Amenities | Built-in Grill,Outdoor Kitchen |
|---|---|
| Pool | Yes |
| Waterfront | Bay Front |
| Land Size | Less Than 1/4 Acre |
| Pool Info | In Ground,Concrete |
| Pool Info: Heated | Yes |
| Porch/Balcony | Open Porch/Balcony,Deck,Patio |
| Public Sewer Hookup | Yes |
| Side | Bay/Gulf |
| Species List | No |
| Vehicle Storage | Assigned Parking,Off Street Parking |
| Windows/Doors | Impact Rstnce Window,Impact Rstnce Doors |
| Off Shore Island | No |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 33036
Price
Taxes
Year Built
Visits
In The Neighborhood
Open House
Upper Matecumbe Key Islamorada
$ 6,999,000
- Type
- Single Family
- Size
- 3,649 SqFt
- Rooms
- 8 Beds + 6 Baths
Reduced
Upper Matecumbe Key Islamorada
$ 4,499,500
- Type
- Single Family
- Size
- 946 SqFt
- Rooms
- 1 Beds + 1 Baths
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Data Last Updated: September 12, 2026 12:27 PM UTC
Information is deemed to be reliable, but is not guaranteed. © 2026 MLS and FBS. Prepared by Florida Keys MLS, Inc. on September 12, 2026 12:19 PM UTC The information on this sheet has been made available by the MLS and may not be the listing of the provider. The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating
