New Construction
Address
49g Miriam Street, Stock Island, FL
Price
$ 999,000
Property Attributes
  • MLS#620041
  • TypeSingle Family
  • Listing Status Active
  • CountyMONROE
  • CityStock Island
  • AreaStock Island to Shark Key
  • NeighborhoodLincoln Gard. No. 2
  • Zip33040
  • StyleSingle Family
  • Year Built2026
  • Taxes$ 2016
  • Price$ 999,000
  • Bedrooms4
  • Full Bathrooms3
  • Half Bathrooms0
  • Sqr Footage2000
  • Lot Size0.08 Acres
Data Source:
Florida Keys MLS (FLKMLS)
Property Description

This newly built 2026 home on Stock Island delivers what buyers rarely find in the Florida Keys: true new construction, built to current code, with a fully legal guest suite and insurance costs designed to be as manageable as possible -- all priced under $1M.The main residence offers 3 bedrooms, 2 bathrooms, and over 1,500 square feet of thoughtfully designed living space elevated 18 feet above grade. Interiors feature waterproof and scratch-proof luxury vinyl plank flooring, quartz countertops, stainless steel appliances, and in-unit washer and dryer. HardiePlank siding, impact-rated doors and windows, and a metal roof complete a build package engineered for Keys living. Central air conditioning keeps the main home comfortable year-round.The elevated guest suite -- positioned at 9 feet with its own private entrance below the main home -- adds one bedroom, one bathroom, and approximately 500 square feet of additional living space, complete with quartz countertops, stainless steel appliances, in-unit laundry, and a mini-split system. Live in one, rent the other, or house extended family with total privacy. Similar properties are bringing in over $6500 per month in rent.The fully fenced, rock-covered lot provides covered parking under the home and additional off-street parking out front -- a genuine premium in the Keys.Stock Island puts you one bridge from Old Town Key West, with marinas, restaurants, and the energy of the Keys right at your door.

Price History
5/26/2026 Listed $1,099,000
7/6/2026 5$1,049,000
7/20/2026 5$999,000

General Features

Living Area 2000.00
Construction Frame,Modular
Utilities FKAA,Community Swr Plant
Roof Metal Roof
Appliances Washer,Range,Refrigerator,Dishwasher,Dryer
Flood Zone AE 8
Zoning URM - Urban Res Mobile Home District
HOA Fee 0.00
Pets Allowed Y/N Pets Allowed
Status Active
Full Baths 3
Year Built 2026
Subdivision Lincoln Gard. No. 2 (5.0)
Style Single Family
View No Waterview
Property Type A
Fee Includes None
Acres 0.08
Lot Sqft 3669.00
Rental Allowed With Restrictions
Building Style: Above Flood Yes
Dockage None
Min Rental Days 28.00

Interior Features

Interior Amenities Split Bedroom,Quartz Countertops,Walk-in Closet(s)
Furnished Y/N Unfurnished
Flooring Vinyl
Specialty Rooms: Guest/Servant Qtrs Legal

Exterior Features

Pool No
Waterfront None
Land Size Less Than 1/4 Acre
Public Sewer Hookup Yes
Side Ocean
Vehicle Storage Covered Parking
Windows/Doors Impact Rstnce Window,Impact Rstnce Doors

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Property vs Single Family Average in 33040

Price
AVG $2.03M
$1,000K
Taxes
AVG $9,429
$2,016
Year Built
AVG 1970
2026
Visits
AVG 177
100
Data Provided by Inside Real Estate®

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