Property Attributes
- MLS#620041
- TypeSingle Family
- Listing Status Active
- CountyMONROE
- CityStock Island
- AreaStock Island to Shark Key
- NeighborhoodLincoln Gard. No. 2
- Zip33040
- StyleSingle Family
- Year Built2026
- Taxes$ 2016
- Price$ 999,000
- Bedrooms4
- Full Bathrooms3
- Half Bathrooms0
- Sqr Footage2000
- Lot Size0.08 Acres
Data Source:
Florida Keys MLS (FLKMLS)
Property Description
This newly built 2026 home on Stock Island delivers what buyers rarely find in the Florida Keys: true new construction, built to current code, with a fully legal guest suite and insurance costs designed to be as manageable as possible -- all priced under $1M.The main residence offers 3 bedrooms, 2 bathrooms, and over 1,500 square feet of thoughtfully designed living space elevated 18 feet above grade. Interiors feature waterproof and scratch-proof luxury vinyl plank flooring, quartz countertops, stainless steel appliances, and in-unit washer and dryer. HardiePlank siding, impact-rated doors and windows, and a metal roof complete a build package engineered for Keys living. Central air conditioning keeps the main home comfortable year-round.The elevated guest suite -- positioned at 9 feet with its own private entrance below the main home -- adds one bedroom, one bathroom, and approximately 500 square feet of additional living space, complete with quartz countertops, stainless steel appliances, in-unit laundry, and a mini-split system. Live in one, rent the other, or house extended family with total privacy. Similar properties are bringing in over $6500 per month in rent.The fully fenced, rock-covered lot provides covered parking under the home and additional off-street parking out front -- a genuine premium in the Keys.Stock Island puts you one bridge from Old Town Key West, with marinas, restaurants, and the energy of the Keys right at your door.
| Price History | |
|---|---|
| 5/26/2026 | Listed $1,099,000 |
| 7/6/2026 | 5$1,049,000 |
| 7/20/2026 | 5$999,000 |
General Features
| Living Area | 2000.00 |
|---|---|
| Construction | Frame,Modular |
| Utilities | FKAA,Community Swr Plant |
| Roof | Metal Roof |
| Appliances | Washer,Range,Refrigerator,Dishwasher,Dryer |
| Flood Zone | AE 8 |
| Zoning | URM - Urban Res Mobile Home District |
| HOA Fee | 0.00 |
| Pets Allowed Y/N | Pets Allowed |
| Status | Active |
| Full Baths | 3 |
| Year Built | 2026 |
| Subdivision | Lincoln Gard. No. 2 (5.0) |
| Style | Single Family |
| View | No Waterview |
| Property Type | A |
| Fee Includes | None |
| Acres | 0.08 |
| Lot Sqft | 3669.00 |
| Rental Allowed | With Restrictions |
| Building Style: Above Flood | Yes |
| Dockage | None |
| Min Rental Days | 28.00 |
Interior Features
| Interior Amenities | Split Bedroom,Quartz Countertops,Walk-in Closet(s) |
|---|---|
| Furnished Y/N | Unfurnished |
| Flooring | Vinyl |
| Specialty Rooms: Guest/Servant Qtrs | Legal |
Exterior Features
| Pool | No |
|---|---|
| Waterfront | None |
| Land Size | Less Than 1/4 Acre |
| Public Sewer Hookup | Yes |
| Side | Ocean |
| Vehicle Storage | Covered Parking |
| Windows/Doors | Impact Rstnce Window,Impact Rstnce Doors |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
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Data Last Updated: September 11, 2026 3:21 PM UTC
Information is deemed to be reliable, but is not guaranteed. © 2026 MLS and FBS. Prepared by Florida Keys MLS, Inc. on September 11, 2026 3:16 PM UTC The information on this sheet has been made available by the MLS and may not be the listing of the provider. The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating