Property Attributes
- MLS#621018
- TypeSingle Family
- Listing Status Active
- CountyMONROE
- CitySaddlebunch
- AreaBay Point to Sugarloaf
- NeighborhoodBay Point Amd & 1st
- Zip33040
- StyleSingle Family
- Year Built2019
- Taxes$ 4872
- Price$ 1,050,000
- Bedrooms3
- Full Bathrooms2
- Half Bathrooms0
- Sqr Footage1296
- Lot Size0.1 Acres
Data Source:
Florida Keys MLS (FLKMLS)
Property Description
This is a single family detached, turn key home on the open water facing Sugarloaf Key. Featuring 3 bedrooms, 2 bathrooms, granite countertops, upgraded porcelain plank tile floor, solid wood cabinets, hardiboard siding, low maintenance yard, tankless water heater, energy efficient appliances and AC, large master suite, and a nice deck overlooking the bay. Full concrete slab under the home with a legal 299sqft downstairs enclosure with glass french doors opening up to the beach. Features two full car garage with louvers on both sides and you could potentially add a garage door on the front (buyer to verify). Built to the latest building code to withstand 180+ mph winds and elevated 7' above base flood elevation for best insurance rates possible. Includes orange, lemon and banana trees, sandy beach and fantastic boating access to Gulf and Atlantic waters. The Bay Point neighborhood features a community park with tennis, basketball, and green space and is located directly across the street from the house. Assumable flood policy available. Additional photos and drone footage coming soon! HOA is only $65 annually split between the neighbor due to a small shared area between two homes at the time of the original build for the county required set backs.
| Price History | |
|---|---|
| 8/18/2026 | Listed $1,050,000 |
General Features
| Living Area | 1296.00 |
|---|---|
| Construction | Modular,Hardi Board Siding |
| Utilities | FKAA,Municipal Sewer |
| Roof | Shingle Roof |
| Appliances | Washer,Water Purification,Stainless Steel Appliance(s),Ice Machine,Freezer,Disposal,Microwave,Oven,Range,Refrigerator,Dishwasher,Dryer |
| Flood Zone | AE-11 |
| Zoning | IS - Improved Subivision District |
| HOA Fee | 32.50 |
| Pets Allowed Y/N | Pets Allowed |
| Status | Active |
| Full Baths | 2 |
| Year Built | 2019 |
| Handicap Access | No |
| Subdivision | Bay Point Amd & 1st (15.0) |
| Style | Single Family |
| View | Bay/Gulf View,Open Water View |
| Property Type | A |
| Unit Number | A |
| Neighborhood Feature | Community Boat Ramp,Other Area Features,Tennis Courts |
| Fee Includes | None |
| Acres | 0.10 |
| Lot Sqft | 4196.00 |
| Rental Allowed | With Restrictions |
| HOA/Maint Fee Per | Yearly |
| Building Style: Above Flood | Yes |
| Building Style: Stilt Column Height | Tall - 10Ft & Over |
| Control Depth | 2 |
| Dockage | None |
| Min Rental Days | 30.00 |
Interior Features
| Interior Amenities | Drapes/Blinds Incl,Smoke Alarms,Granite Counter Top,Built-in Cabinets |
|---|---|
| Total Units | 0.00 |
| Furnished Y/N | Furnished,Negotiable |
| Flooring | Tile |
Exterior Features
| Exterior Amenities | Sandy Beach,Storage |
|---|---|
| Pool | No |
| Waterfront | Bay Front,Open Water |
| Land Size | Less Than 1/4 Acre |
| Porch/Balcony | Open Porch/Balcony,Deck |
| Public Sewer Hookup | Yes |
| Side | Ocean |
| Vehicle Storage | Carport,Covered Parking,Off Street Parking |
| Vehicle Storage: Car(s) | 2 |
| Windows/Doors | Impact Rstnce Window,Impact Rstnce Doors |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
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Data Last Updated: September 12, 2026 12:27 PM UTC
Information is deemed to be reliable, but is not guaranteed. © 2026 MLS and FBS. Prepared by Florida Keys MLS, Inc. on September 12, 2026 12:19 PM UTC The information on this sheet has been made available by the MLS and may not be the listing of the provider. The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating